Saturday, January 5, 2008

Saving Money on Car Insurance

Car insurance for teens is relatively the most expensive and a limited coverage car insurance. Adding your teen on family premium rate will doubled or tripled the cost of premium, especially with the new model cars. Most of the parents argue about the cost of their teen car insurance rate, especially when they choose a newer model brand of car which loaded with safety features such as airbags and safety controls. But those safety features will cost a lot to replace or fix which brought them to a high insurance policy premium. Encourage your teen to start working for a newer model but for the meantime start driving older cars. There still late yet good model cars available which is safe as the new models. According to the Insurance Institute for Highway Safety (IIHS) statistics that 16 year old drivers is vulnerable to car accidents compared to those drivers whose ages are 30-59 years old, this is another reason why premium rates for teens are more expensive.Here are some adequate tips on saving teen car insurance rate:
Take an advice from the insurance agent:
Talk to your agent and ask them what is covered and what is not covered on your policy. They will help you to determine how to lower premium rates on your teen car insurance.Honesty will get you the best and the ideal policy for teen car insurance.
Florida Car Insurance
If you are a Florida driver, you should be aware of these facts concerning Florida car indemnity. According to the existing rules, Florida drivers have very minimum requirements for vehicle insurance. In Florida, a good, low-risk driver gets the cheapest online policy, while a high-risk driver ends up paying very high premium. So, if you live in Florida, make sure that you are a safe driver to cut down on your car insurance premium.

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