Auto And Home Insurance - The Discount Savings You Can Get If you're shopping for either auto or home insurance you may be able to save money on both. Here is some information about how that can work.
Insurance companies base their rates on a lot of factors that have to do with risk. So with car insurance, these factors include driving records, age of drivers, type of vehicle, the place where the vehicle is and more. For home insurance, these factors include the location of the home, the age of the home, the construction of the home, and any other risk factors such as a swimming pool.
Despite all of this "risk" talk, insurance companies do want your business so one thing they'll offer as a way to help you save is a multi-policy discount. This means that if you insure both your home and auto with the same company, they'll knock off some of your premium. This can be anywhere from five percent or higher.
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