Some folks are paying dearly because they don't know a few simple things. I'll show a few things that you should know in other to save more or make certain adjustments. This article does not pretend to show you all you need to know in auto insurance (That will take a fairly long book). However, it's a good starting point or refresher. Here we go...
1. All professions are not equal -- At least from the auto insurance viewpoint. Scientists, for example, pay a lot less than business owners. Ask your agent if your occupation attracts certain discounts.
2. Those that live in crowded areas are more likely to have one form of car accident or another when compared to people who live in rural sparsely populated areas. If you can live in a rural area you'll get the best rates possible for your profile because the risk of vandalism.
3. Reviewing your auto insurance policy is a way you can bring down your rates. The simple reason for this is that things about us change often without us taking serious note of them. How about removing your just-wedded daughter from your policy? There are discounts you might have qualified for. There are coverage types that might now be unnecessary
4. Finally, make sure you get and compare quotes from five or more quotes sites. It doesn't matter if you did this 6 months ago. Look for new sites and get quotes. The reason for this is simple.
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